Living in Florida is paradise. However, we do get a lot of rain during the rainy season. Often homeowners ask me if flood insurance is necessary if they are not in a flood zone? My answer is very simple. It is at your discretion to purchase flood coverage but I strongly suggest that you do. A property that is not in a flood zone can still get flooded. Look to Houston, TX as an example. If you are not in a flood zone, you will qualify for preferred rates. Email me at firstname.lastname@example.org or call me at 954-376-6975 to get a free quote for flood insurance.